With Thanksgiving approaching and the holiday season just around the corner, November is a wonderful time to enjoy everything Centerville, Springboro, Dayton, and the Miami Valley have to offer.

As the weather turns colder and we prepare our homes, vehicles, and families for winter, it's also a great opportunity to review our insurance coverage. A major goal of mine is to help people understand their insurance — what it covers, what it doesn't, and where there may be gaps in their protection.

Give my Centerville office a call to schedule a no-cost review of your insurance and financial preparations. We can review your current coverage, discuss your changing needs, and talk about your savings and financial goals as we approach the end of the year.

October is Breast Cancer Awareness Month and also brings plenty of opportunities to get out and enjoy Centerville, Springboro, Dayton, and the surrounding Miami Valley. Here are a few fun dates coming up:

• November 1 – Daylight Savings Time Ends: Set those clocks back an hour.

• November 11 – Veterans Day: Recognize the service and sacrifices of our military veterans.

• November 14 – Austin Landing Winter Fest: Celebrate the beginning of the holiday season with entertainment and the annual tree lighting.

• November 20–22 – Christmas in Historic Springboro: Enjoy the holiday parade, local vendors, and family festivities.

• November 20–22 – Woodland Lights: Visit this Centerville/Washington Township holiday tradition at Countryside Park.

• November 26 – Thanksgiving: Celebrate family, friendship, gratitude, and community.

Whether you're spending time with family at Thanksgiving, enjoying Christmas in Springboro, or visiting Woodland Lights, I hope you have a wonderful November!

And don't forget... We're more than just home, auto, and life insurance. I want to help you create a "Lifestyle Plan". What life are you living now? What life do you want to live? How do you enjoy your life while getting from one to the other? Making the right financial decisions, properly managing your risk, and effectively preparing for your future starts with those answers. In a no-cost one-on-one meeting with me, we can create a plan and answer the question, "Are you managing your money in a way that is improving your life?" Contact me today to set up a visit.

As your local insurance agency, we want to be your one stop shop for insurance and all your financial services! As a former Aerospace Executive, I have a strong business background and by also owning my own small business, I understand the complexities of running a business and your specific needs. We provide Life / Home / Auto / Pet Insurance to all of Southern Ohio with a major focus of our office being Business and Artisan Contractor policies.

We take pride in our community by being an active supporter of local Charities and Non-Profits (like Heart of Centerville), school sports programs, as well as Theatre, Dance, and Arts programs. Some benefits of working with my office:

• Easy office access right off 675 to anyone in nearby zip codes, including 45458, 45459, 45066, 45068, 45342, 45305, 45440, 45370.

• Leading provider of insurance and financial services in Dayton and the surrounding Miami Valley.

• We can assist with State-to-State transfers.